[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"site-data":3,"single:top-12-des-principes-pour-epargner-et-investir-dans-les-placements-financiers-de-moyen-et-long-terme":134,"related:top-12-des-principes-pour-epargner-et-investir-dans-les-placements-financiers-de-moyen-et-long-terme":295},{"header":4,"menu":28,"footer":49,"socials":119,"excludedFolder":132},{"logo":5,"folders":17},{"_type":6,"asset":7,"crop":10,"hotspot":13},"image",{"_ref":8,"_type":9},"image-086d028e440aef36cc64a0efd5a1fc4a4caa6834-136x70-svg","reference",{"_type":11,"bottom":12,"left":12,"right":12,"top":12},"sanity.imageCrop",0,{"_type":14,"height":15,"width":15,"x":16,"y":16},"sanity.imageHotspot",1,0.5,[18,23],{"title":19,"folder":20},"Perspectives",{"title":21,"slug":22},"Quelles opportunités à saisir pour ses placements sur le second semestre ?","placements-financiers-opportunites-s2-2026",{"title":24,"folder":25},"Trésorerie",{"title":26,"slug":27},"Gestion de trésorerie","gestion-de-tresorerie",{"logo":29,"text":32,"pages":33},{"_type":6,"asset":30},{"_ref":31,"_type":9},"image-d81c795c7153423236e84eb308bdc0042879446f-500x260-svg","Comprendre l’économie et les marchés financiers pour mieux gérer votre épargne.\n",[34,37,40,43,46],{"label":35,"link":36},"Accueil","\u002F",{"label":38,"link":39},"Dossiers","\u002Fdossiers",{"label":41,"link":42},"Articles","\u002Farticles",{"label":44,"link":45},"Vidéos","\u002Fvideos",{"label":47,"link":48},"Lexique","\u002Flexique",{"logo":50,"text":52,"lexiconTitle":47,"lexiconWords":53,"pinnedFolders":115},{"_type":6,"asset":51},{"_ref":31,"_type":9},"Comprendre l’économie et les marchés financiers pour mieux gérer votre épargne.",[54,66,77,88,99],{"id":55,"slug":56,"releaseDate":57,"title":58,"type":59,"question":60,"definition":61,"video":62,"cover":63},"prismic.lexicon.ZR2HUxIAACUAuPcT","desinflation",["Date","2026-10-12T14:46:23.727Z"],"Désinflation","lexicon","Qu'est-ce que la désinflation 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taux nominal d'une obligation ?",[],"https:\u002F\u002Fcdn.sanity.io\u002Ffiles\u002Folqwiayb\u002Fproduction\u002F1cd7fe386d0ea4c3ca83b8afed5a5e3bdd6e4f47.mp4",{"_type":6,"asset":86},{"_ref":87,"_type":9},"image-f4a05bf34f5b2d08ae71203063bfe8a2464b94ba-982x988-jpg",{"id":89,"slug":90,"releaseDate":91,"title":92,"type":59,"question":93,"definition":94,"video":95,"cover":96},"prismic.lexicon.ZR6o8hIAACIAvizV","duration",["Date","2026-10-12T14:46:23.727Z"],"Duration","Qu'est-ce que la duration d'une obligation ?",[],"https:\u002F\u002Fcdn.sanity.io\u002Ffiles\u002Folqwiayb\u002Fproduction\u002F17b4ca90aa49aea53e3af30ba2fc36fbc3fed710.mp4",{"_type":6,"asset":97},{"_ref":98,"_type":9},"image-84b0f9757f6c56dbd34c77e70bdf58bbca477c2d-1002x998-jpg",{"id":100,"slug":101,"releaseDate":102,"title":103,"type":59,"question":104,"definition":105,"video":111,"cover":112},"prismic.lexicon.ZR6v8hIAACIAvk3j","vix",["Date","2026-10-12T14:46:23.727Z"],"VIX","Qu'est-ce que le VIX 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12 des principes pour épargner et investir dans les placements financiers de moyen et long terme ","article","Épargner signifie ne pas dépenser une partie de vos revenus, c’est à dire “économiser” de ...",{"_key":141,"_type":6,"asset":142},"k9r3",{"_ref":143,"_type":9},"image-b4b3c84377e7515467562f7da24fb2c6228685b6-1000x1000-png","#784D7C",[],["Date","2021-03-23T00:00:00.000Z"],[148,165,171,178,184,190,197,203,209,215,221,227,233,239,245,251,257,263,281,288],{"_key":149,"_type":150,"children":151,"style":164},"k9r7","block",[152,156,161],{"_key":153,"_type":154,"text":155},"k9r4","span","Épargner signifie ne pas dépenser une partie de vos revenus, c’est à dire “",{"_key":157,"_type":154,"marks":158,"text":160},"k9r5",[159],"em","économiser",{"_key":162,"_type":154,"text":163},"k9r6","” de l’argent. Votre argent est donc disponible mais sa valeur baisse chaque année du niveau de l’inflation. Pour s’en prémunir, vous pouvez investir cette épargne dans des placements financiers adaptés à vos besoins. Investir comporte une part de risque mais offre une perspective de gains financiers à moyen ou long terme. ","normal",{"_key":166,"_type":150,"children":167,"style":164},"k9r9",[168],{"_key":169,"_type":154,"text":170},"k9r8","Pour mieux comprendre l’univers financier, voici 12 points pour : ",{"_key":172,"_type":150,"children":173,"level":15,"listItem":177,"style":164},"k9rb",[174],{"_key":175,"_type":154,"text":176},"k9ra","Vous poser les questions nécessaires à la définition de votre projet, ","bullet",{"_key":179,"_type":150,"children":180,"level":15,"listItem":177,"style":164},"k9rd",[181],{"_key":182,"_type":154,"text":183},"k9rc","Vous familiariser avec des notions à la base de l’épargne et de l’investissement, ",{"_key":185,"_type":150,"children":186,"level":15,"listItem":177,"style":164},"k9rf",[187],{"_key":188,"_type":154,"text":189},"k9re","Être actif dans le choix et le suivi de votre solution d’investissement. ",{"_key":191,"_type":150,"children":192,"level":15,"listItem":196,"style":164},"k9rh",[193],{"_key":194,"_type":154,"text":195},"k9rg","Formulez votre besoin ","number",{"_key":198,"_type":150,"children":199,"level":15,"listItem":196,"style":164},"k9rj",[200],{"_key":201,"_type":154,"text":202},"k9ri","Epargnez régulièrement ",{"_key":204,"_type":150,"children":205,"level":15,"listItem":196,"style":164},"k9rl",[206],{"_key":207,"_type":154,"text":208},"k9rk","Définissez votre objectif à atteindre ",{"_key":210,"_type":150,"children":211,"level":15,"listItem":196,"style":164},"k9rn",[212],{"_key":213,"_type":154,"text":214},"k9rm","Définissez votre horizon d’investissement ",{"_key":216,"_type":150,"children":217,"level":15,"listItem":196,"style":164},"k9rp",[218],{"_key":219,"_type":154,"text":220},"k9ro","Le temps est votre allié ",{"_key":222,"_type":150,"children":223,"level":15,"listItem":196,"style":164},"k9rr",[224],{"_key":225,"_type":154,"text":226},"k9rq","Les avantages de la diversification ",{"_key":228,"_type":150,"children":229,"level":15,"listItem":196,"style":164},"k9rt",[230],{"_key":231,"_type":154,"text":232},"k9rs","Identifiez les risques que vous êtes prêt à prendre ",{"_key":234,"_type":150,"children":235,"level":15,"listItem":196,"style":164},"k9rv",[236],{"_key":237,"_type":154,"text":238},"k9ru","Informez-vous sur les solutions d’investissement à votre disposition ",{"_key":240,"_type":150,"children":241,"level":15,"listItem":196,"style":164},"k9rx",[242],{"_key":243,"_type":154,"text":244},"k9rw","Soyez actif pendant l’entretien avec votre conseiller financier ",{"_key":246,"_type":150,"children":247,"level":15,"listItem":196,"style":164},"k9rz",[248],{"_key":249,"_type":154,"text":250},"k9ry","Découvrez le coût du conseil ",{"_key":252,"_type":150,"children":253,"level":15,"listItem":196,"style":164},"k9s1",[254],{"_key":255,"_type":154,"text":256},"k9s0","Suivez votre solution d’investissement après avoir investi ",{"_key":258,"_type":150,"children":259,"level":15,"listItem":196,"style":164},"k9s3",[260],{"_key":261,"_type":154,"text":262},"k9s2","Soyez méthodique dans la gestion de votre épargne ",{"_key":264,"_type":150,"children":265,"markDefs":277,"style":164},"k9s8",[266,269,274],{"_key":267,"_type":154,"text":268},"k9s4","Pour en savoir plus rendez-vous, nous vous invitons à lire le guide des « ",{"_key":270,"_type":154,"marks":271,"text":273},"k9s6",[272],"k9s5","12 des principes pour épargner et investir dans les placements financiers de moyen et long terme ",{"_key":275,"_type":154,"text":276},"k9s7","» édité par l’Association Française de la Gestion Financière.",[278],{"_key":272,"_type":279,"href":280},"link","https:\u002F\u002Fxrm.eudonet.com\u002Fxrm\u002Fat?tok=FB4B338A&cs=SEZCpsM48jgjfMiSB9MRNal5Ar1iQp_A-TrzXFhyWTuxXvKblmKKldLr427sFnuUlatjrcIIiCI%3d&p=26qteH2RHB7Ud1puKbe4PD-6CIcsRI2Kb4qV-LMOUypFLRUY5nYVMCOeftMejeo9ERK7YZdkc18%3d",{"_key":282,"_type":150,"children":283,"style":164},"k9sa",[284],{"_key":285,"_type":154,"marks":286,"text":287},"k9s9",[159],"Les analyses et les opinions mentionnées représentent le point de vue de l’auteur référencé. Elles sont émises à la date indiquée, sont susceptibles de changer et ne sauraient être interprétées comme possédant une quelconque valeur contractuelle. ",{"_key":289,"_type":150,"children":290,"style":164},"k9sc",[291],{"_key":292,"_type":154,"marks":293,"text":294},"k9sb",[159],"La remise du présent document et\u002Fou une référence à des valeurs mobilières, des secteurs ou des marchés spécifiques dans le présent document ne constitue en aucun cas un conseil en investissement, une recommandation ou une sollicitation d’achat ou de vente de valeurs mobilières, ou une offre de services. Les investisseurs doivent examiner attentivement les objectifs d’investissements, les risques et les frais relatifs à tout investissement avant d’investir. ",[296,306,317,327,337,346,356,366],{"id":297,"slug":298,"title":299,"type":138,"headline":300,"image":301,"color":144,"folders":304,"date":305,"metaDescription":-1,"content":-1},"0f599046-cd3e-4ba5-b40c-5074c07f792f","biais-n-04-l-effet-de-disposition","Les biais de l'épargnant : l'effet de disposition","Notre cerveau influence nos décisions financières bien plus qu'on ne le croit. Cette série décrypte six biais cognitifs documentés par la recherche en économie comportementale, ceux qui façonnent silencieusement nos arbitrages d'épargne et d'investissement. Quatrième biais : l'effet de disposition. ",{"_type":6,"asset":302},{"_ref":303,"_type":9},"image-f9ce1d28b8e430518ebbf5f4cb615e28b74f6a7d-1000x1000-png",[],["Date","2026-08-27T08:05:00.000Z"],{"id":307,"slug":308,"title":309,"type":138,"headline":310,"image":311,"color":314,"folders":315,"date":316,"metaDescription":-1,"content":-1},"06588ee5-5e1d-413a-a6b6-f79fcabd6d8f","les-trois-actualites-de-la-semaine-au-20-08-2026","Les trois actualités de la semaine au 20.08.2026","Cette semaine, c'est la dette qui est à l'honneur : records en France et Outre-Atlantique, la tech et le budget sont dans l'impasse. Pendant ce temps, l'or se dore la pilule.",{"_type":6,"asset":312},{"_ref":313,"_type":9},"image-6a54ed1849552f71114dc0aadee662af30f1f114-1000x1000-png","#46665D",[],["Date","2026-08-20T09:22:00.000Z"],{"id":318,"slug":319,"title":320,"type":138,"headline":321,"image":322,"color":144,"folders":325,"date":326,"metaDescription":-1,"content":-1},"02347960-645b-4f76-960b-ab2c1a0c7e41","les-trois-actualites-de-la-semaine-au-16-07-2026","Les trois actualités de la semaine au 16.07.2026","Retour en force des small caps aux États-Unis, faillites des entreprises toujours nombreuses en France, et nouvelle salve de droits de douane américains direction le Brésil.",{"_type":6,"asset":323},{"_ref":324,"_type":9},"image-663434c2ac11d45174c568bfee34459d4c3a0f03-1000x1000-png",[],["Date","2026-07-16T13:38:00.000Z"],{"id":328,"slug":329,"title":330,"type":138,"headline":331,"image":332,"color":314,"folders":335,"date":336,"metaDescription":-1,"content":-1},"0da32f0b-4b69-43ee-acf1-eddfc788409d","marches-emergents-et-si-le-centre-de-gravite-se-deplacait","Marchés émergents : et si le centre de gravité se déplaçait ? ","Longtemps relégués au rang de placements exotiques et risqués, les marchés émergents reviennent sur le devant de la scène.",{"_type":6,"asset":333},{"_ref":334,"_type":9},"image-5670c1458cc1302411a9b6593d2b63705779fa30-1200x1200-heif",[],["Date","2026-06-15T15:51:00.000Z"],{"id":338,"slug":339,"title":340,"type":138,"headline":341,"image":342,"color":144,"folders":344,"date":345,"metaDescription":-1,"content":-1},"009a7ac3-8d37-41e4-9f26-994fbbe155bf","les-trois-actualites-de-la-semaine-au-13-05-2026","Les trois actualités de la semaine au 13.05.2026 ","Les records tombent cette semaine : les bourses mondiales sont en forme malgré la crise pétrolière, tandis que celle de nature politique au Royaume-Uni fait hausser le gilt. Pour ce qui est du crédit privé Outre-Atlantique, retour à la normale.",{"_type":6,"asset":343},{"_ref":324,"_type":9},[],["Date","2026-05-13T12:41:00.000Z"],{"id":347,"slug":348,"title":349,"type":138,"headline":350,"image":351,"color":314,"folders":354,"date":355,"metaDescription":-1,"content":-1},"081973d9-1ce5-4ed5-a7f9-0bf444cfcff1","les-trois-actualites-de-la-semaine-au-29-04-2026","Les trois actualités de la semaine au 29.04.2026 ","Nouveau bouleversement pétrolier : les Émirats Arabes Unis quittent l'Opep ! Cela voudra sûrement dire statu quo pour les banques centrales jusqu'à nouvel ordre. Bizarrement, les entreprises européenne résistent au conflit.",{"_type":6,"asset":352},{"_ref":353,"_type":9},"image-acecddc46ba79a4bc05699f4875d07dd0282f65d-1000x1000-png",[],["Date","2026-04-29T08:12:00.000Z"],{"id":357,"slug":358,"title":359,"type":138,"headline":360,"image":361,"color":144,"folders":364,"date":365,"metaDescription":-1,"content":-1},"12217857-134b-4691-aad1-358afa05a97c","les-trois-actualites-de-la-semaine-au-23-04-2026","Les trois actualités de la semaine au 23.04.2026 ","Regain d'optimisme de la bourse New Yorkaise malgré une situation toujours tendue en Iran, qui n'en finit pas de faire hausser les prix de passage du Canal de Panama. Pendant ce temps là, les semi-conducteurs font renouer la croissance sud-Coréenne avec les sommets. ",{"_type":6,"asset":362},{"_ref":363,"_type":9},"image-30da8ea19e9f379cddccef5c5ab519d9d44712c3-1000x1000-png",[],["Date","2026-04-23T14:31:00.000Z"],{"id":367,"slug":368,"title":369,"type":138,"headline":369,"image":370,"color":144,"folders":373,"date":374,"metaDescription":-1,"content":-1},"08c9c52b-feba-4083-91f0-858b7561fbc3","focus-sur-les-marches-emergents-quelles-perspectives-pour-2026","Focus sur les marchés émergents : Quelles perspectives pour 2026 ?",{"_type":6,"asset":371},{"_ref":372,"_type":9},"image-abddffed075143827900aa0108b17ec3348118d1-2327x2305-png",[],["Date","2026-01-19T13:22:00.000Z"]]