[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"excludedFolder":3,"menu":21,"header":42,"socials":62,"footer":75,"single:comment-choisir-ses-placements-lorsque-lon-cherche-a-faire-fructifier-sa-tresorerie-dentreprise":145,"related:comment-choisir-ses-placements-lorsque-lon-cherche-a-faire-fructifier-sa-tresorerie-dentreprise":355},{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":4,"color":8,"image":11,"order":16,"slug":17,"title":20},"2025-12-18T16:04:56Z","prismic.folder.ZGSFVxAAACIA0aTZ","6sR35j6mIdEYpnSKTHbiuE","folder",{"hex":9,"name":10},"#784D7C","violet",{"_type":12,"asset":13},"image",{"_ref":14,"_type":15},"image-47e1200e1422e65f2f9ffe879fb2e64f9bd0d776-2170x1001-png","reference",6,{"_type":18,"current":19},"slug","gestion-de-tresorerie","Gestion de trésorerie",{"pages":22,"logo":38,"text":41},[23,26,29,32,35],{"label":24,"link":25},"Accueil","\u002F",{"label":27,"link":28},"Dossiers","\u002Fdossiers",{"label":30,"link":31},"Articles","\u002Farticles",{"label":33,"link":34},"Vidéos","\u002Fvideos",{"label":36,"link":37},"Lexique","\u002Flexique",{"_type":12,"asset":39},{"_ref":40,"_type":15},"image-d81c795c7153423236e84eb308bdc0042879446f-500x260-svg","Comprendre l’économie et les marchés financiers pour mieux gérer votre épargne.\n",{"logo":43,"folders":53},{"_type":12,"asset":44,"crop":46,"hotspot":49},{"_ref":45,"_type":15},"image-086d028e440aef36cc64a0efd5a1fc4a4caa6834-136x70-svg",{"_type":47,"bottom":48,"left":48,"right":48,"top":48},"sanity.imageCrop",0,{"_type":50,"height":51,"width":51,"x":52,"y":52},"sanity.imageHotspot",1,0.5,[54,59],{"title":55,"folder":56},"Perspectives",{"title":57,"slug":58},"Quelles opportunités à saisir pour ses placements sur le second semestre 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obligation","Qu'est-ce que le taux nominal d'une obligation ?",[],"https:\u002F\u002Fcdn.sanity.io\u002Ffiles\u002Folqwiayb\u002Fproduction\u002F1cd7fe386d0ea4c3ca83b8afed5a5e3bdd6e4f47.mp4",{"_type":12,"asset":112},{"_ref":113,"_type":15},"image-f4a05bf34f5b2d08ae71203063bfe8a2464b94ba-982x988-jpg",{"id":115,"slug":116,"releaseDate":117,"title":118,"type":85,"question":119,"definition":120,"video":121,"cover":122},"prismic.lexicon.ZR6o8hIAACIAvizV","duration",["Date","2026-08-10T06:29:23.581Z"],"Duration","Qu'est-ce que la duration d'une obligation ?",[],"https:\u002F\u002Fcdn.sanity.io\u002Ffiles\u002Folqwiayb\u002Fproduction\u002F17b4ca90aa49aea53e3af30ba2fc36fbc3fed710.mp4",{"_type":12,"asset":123},{"_ref":124,"_type":15},"image-84b0f9757f6c56dbd34c77e70bdf58bbca477c2d-1002x998-jpg",{"id":126,"slug":127,"releaseDate":128,"title":129,"type":85,"question":130,"definition":131,"video":137,"cover":138},"prismic.lexicon.ZR6v8hIAACIAvk3j","vix",["Date","2026-08-10T06:29:23.581Z"],"VIX","Qu'est-ce que le VIX ?",[132],{"_key":133,"spans":134,"text":135,"type":136},"GZA8SAwsKh0Q7JjyWhTcXn",[],"Le VIX est l'indicateur de volatilité le plus connu du marché !","paragraph","https:\u002F\u002Fcdn.sanity.io\u002Ffiles\u002Folqwiayb\u002Fproduction\u002F444490a73a27167bdfa90dcea5ff4f595449ddac.mp4",{"_type":12,"asset":139},{"_ref":140,"_type":15},"image-75f68d8560d221ae36695abe010f28b210938abf-1080x1080-jpg",[142],{"title":143,"folder":144},"Gestion",{"title":20,"slug":19},{"id":146,"slug":147,"title":148,"type":149,"headline":150,"image":151,"color":9,"folders":155,"date":162,"metaDescription":-1,"content":163},"prismic.article.ZgRN2REAAFsR8Aam","comment-choisir-ses-placements-lorsque-lon-cherche-a-faire-fructifier-sa-tresorerie-dentreprise","Comment choisir ses placements lorsque l’on cherche à faire fructifier sa trésorerie d’entreprise ?","article","Avant de placer vos excédents de trésorerie, prenez le temps de faire le point sur votre situation et posez-vous les bonnes questions :",{"_key":152,"_type":12,"asset":153},"k4jf",{"_ref":154,"_type":15},"image-f9ce1d28b8e430518ebbf5f4cb615e28b74f6a7d-1000x1000-png",[156],{"_createdAt":4,"_id":5,"_rev":6,"_type":7,"_updatedAt":4,"color":157,"image":159,"order":16,"slug":161,"title":20},{"_ref":158,"_type":15},"prismic.color.ZGuPdxAAACAAgVlY",{"_type":12,"asset":160},{"_ref":14,"_type":15},{"_type":18,"current":19},["Date","2024-03-27T00:00:00.000Z"],[164,173,180,187,193,199,205,211,217,223,231,237,244,250,257,263,270,276,283,289,295,301,307,313,319,325,331,337,343],{"_key":165,"_type":166,"children":167,"style":172},"k4jh","block",[168],{"_key":169,"_type":170,"text":171},"k4jg","span","1ère étape : je comprends l’intérêt de placer mes excédents","h4",{"_key":174,"_type":166,"children":175,"style":179},"k4jj",[176],{"_key":177,"_type":170,"text":178},"k4ji","L’excédent de trésorerie témoigne de la bonne santé financière de votre affaire. Il peut être :","normal",{"_key":181,"_type":166,"children":182,"level":51,"listItem":186,"style":179},"k4jl",[183],{"_key":184,"_type":170,"text":185},"k4jk","Ponctuel, lié à la vente d’un local, d’un équipement, à un gros contrat ;","bullet",{"_key":188,"_type":166,"children":189,"level":51,"listItem":186,"style":179},"k4jn",[190],{"_key":191,"_type":170,"text":192},"k4jm","Récurrent, en rapport avec une bonne gestion et une activité rentable tout simplement.",{"_key":194,"_type":166,"children":195,"style":179},"k4jp",[196],{"_key":197,"_type":170,"text":198},"k4jo","Dans les deux cas, il est intéressant de le placer pour :",{"_key":200,"_type":166,"children":201,"level":51,"listItem":186,"style":179},"k4jr",[202],{"_key":203,"_type":170,"text":204},"k4jq","Chercher à éviter qu’il ne se déprécie face à l’inflation ;",{"_key":206,"_type":166,"children":207,"level":51,"listItem":186,"style":179},"k4jt",[208],{"_key":209,"_type":170,"text":210},"k4js","Le faire fructifier ",{"_key":212,"_type":166,"children":213,"style":179},"k4jv",[214],{"_key":215,"_type":170,"text":216},"k4ju","Le choix du placement dépendra alors de vos objectifs en termes de risque, de rentabilité et de votre horizon de placement.",{"_key":218,"_type":166,"children":219,"style":172},"k4jx",[220],{"_key":221,"_type":170,"text":222},"k4jw","2ème étape : je pose mes critères avant de choisir mon placement",{"_key":224,"_type":166,"children":225,"style":179},"k4jz",[226],{"_key":227,"_type":170,"marks":228,"text":230},"k4jy",[229],"strong","Mon excédent est-il ponctuel ou régulier ?",{"_key":232,"_type":166,"children":233,"style":179},"k4k1",[234],{"_key":235,"_type":170,"text":236},"k4k0","Un excédent ponctuel ne présume pas de l’avenir et vous pouvez avoir besoin d’y accéder rapidement. Un excédent régulier vous permet de placer plus durablement.",{"_key":238,"_type":166,"children":239,"style":179},"k4k3",[240],{"_key":241,"_type":170,"marks":242,"text":243},"k4k2",[229],"Quelle durée me convient le mieux ?",{"_key":245,"_type":166,"children":246,"style":179},"k4k5",[247],{"_key":248,"_type":170,"text":249},"k4k4","Selon la durée que vous souhaitez, quelques jours, plusieurs mois ou années, la solution ne sera pas la même. Et plus vous aurez un horizon de placement long, plus il est susceptible d’être rémunérateur.",{"_key":251,"_type":166,"children":252,"style":179},"k4k7",[253],{"_key":254,"_type":170,"marks":255,"text":256},"k4k6",[229],"Quel montant vais-je placer ?",{"_key":258,"_type":166,"children":259,"style":179},"k4k9",[260],{"_key":261,"_type":170,"text":262},"k4k8","En fonction des sommes investies, vous n’accéderez pas aux mêmes placements. Par exemple, certains sont accessibles dès le premier Euro et d’autres à partir de 100 000€.",{"_key":264,"_type":166,"children":265,"style":179},"k4kb",[266],{"_key":267,"_type":170,"marks":268,"text":269},"k4ka",[229],"Quel niveau de risque suis-je prêt à accepter ?",{"_key":271,"_type":166,"children":272,"style":179},"k4kd",[273],{"_key":274,"_type":170,"text":275},"k4kc","Le niveau de risque a un impact sur la rémunération de votre placement : plus il est élevé, plus la rémunération est susceptible d’être importante. La question est à étudier posément, seul, avec vos associés ou votre conseiller bancaire.",{"_key":277,"_type":166,"children":278,"style":179},"k4kf",[279],{"_key":280,"_type":170,"marks":281,"text":282},"k4ke",[229],"Qu’est-ce mon statut m’autorise ?",{"_key":284,"_type":166,"children":285,"style":179},"k4kh",[286],{"_key":287,"_type":170,"text":288},"k4kg","Les statuts de votre entreprise ont un impact sur les placements accessibles. Selon que vous êtes gérant d’association ou de société, les règles de fonctionnement seront bien différentes.",{"_key":290,"_type":166,"children":291,"style":179},"k4kj",[292],{"_key":293,"_type":170,"text":294},"k4ki","Une fois les grandes lignes définies, vous pourrez choisir votre épargne, non sans avoir au préalable pris connaissance des caractéristiques, des frais et des risques de chaque placement.",{"_key":296,"_type":166,"children":297,"style":172},"k4kl",[298],{"_key":299,"_type":170,"text":300},"k4kk","3ème étape : je reste vigilant sur mes futurs placements",{"_key":302,"_type":166,"children":303,"style":179},"k4kn",[304],{"_key":305,"_type":170,"text":306},"k4km","Chaque placement a ses propres caractéristiques. Pour les comprendre et les anticiper, voici quelques précieuses informations à prendre en compte :",{"_key":308,"_type":166,"children":309,"level":51,"listItem":186,"style":179},"k4kp",[310],{"_key":311,"_type":170,"text":312},"k4ko","Les placements peuvent être soumis à des droits d’entrée et des frais de gestion ;",{"_key":314,"_type":166,"children":315,"level":51,"listItem":186,"style":179},"k4kr",[316],{"_key":317,"_type":170,"text":318},"k4kq","La sortie anticipée sur certains placements peut entraîner des pénalités ;",{"_key":320,"_type":166,"children":321,"level":51,"listItem":186,"style":179},"k4kt",[322],{"_key":323,"_type":170,"text":324},"k4ks","S’il y a une durée minimum de placement, elle est souvent fixée à l’avance ;",{"_key":326,"_type":166,"children":327,"level":51,"listItem":186,"style":179},"k4kv",[328],{"_key":329,"_type":170,"text":330},"k4ku","Les supports d’investissements peuvent être panachés pour garder une partie de l’épargne disponible ;",{"_key":332,"_type":166,"children":333,"level":51,"listItem":186,"style":179},"k4kx",[334],{"_key":335,"_type":170,"text":336},"k4kw","Chaque placement présente des risques qui lui sont propres. ",{"_key":338,"_type":166,"children":339,"style":179},"k4kz",[340],{"_key":341,"_type":170,"text":342},"k4ky","Sources : ",{"_key":344,"_type":166,"children":345,"level":51,"listItem":186,"markDefs":351,"style":179},"k4l2",[346],{"_key":347,"_type":170,"marks":348,"text":350},"k4l1",[349],"k4l0","BRED",[352],{"_key":349,"_type":353,"href":354},"link","https:\u002F\u002Fwww.bred.fr\u002Fprofessionnels-associations\u002Fnos-conseils\u002Fcomment-placer-ses-excedents-de-tresorerie#:~:text=financer%20du%20mat%C3%A9riel%2C%20des%20%C3%A9quipements,acqu%C3%A9rir%20de%20nouveaux%20locaux%E2%80%A6",[356,366,376,385,393,402,411,419],{"id":357,"slug":358,"title":359,"type":149,"headline":360,"image":361,"color":9,"folders":364,"date":365,"metaDescription":-1,"content":-1},"02347960-645b-4f76-960b-ab2c1a0c7e41","les-trois-actualites-de-la-semaine-au-16-07-2026","Les trois actualités de la semaine au 16.07.2026","Retour en force des small caps aux États-Unis, faillites des entreprises toujours nombreuses en France, et nouvelle salve de droits de douane américains direction le Brésil.",{"_type":12,"asset":362},{"_ref":363,"_type":15},"image-663434c2ac11d45174c568bfee34459d4c3a0f03-1000x1000-png",null,["Date","2026-07-16T13:38:00.000Z"],{"id":367,"slug":368,"title":369,"type":149,"headline":370,"image":371,"color":374,"folders":364,"date":375,"metaDescription":-1,"content":-1},"0da32f0b-4b69-43ee-acf1-eddfc788409d","marches-emergents-et-si-le-centre-de-gravite-se-deplacait","Marchés émergents : et si le centre de gravité se déplaçait ? ","Longtemps relégués au rang de placements exotiques et risqués, les marchés émergents reviennent sur le devant de la scène.",{"_type":12,"asset":372},{"_ref":373,"_type":15},"image-5670c1458cc1302411a9b6593d2b63705779fa30-1200x1200-heif","#46665D",["Date","2026-06-15T15:51:00.000Z"],{"id":377,"slug":378,"title":379,"type":149,"headline":380,"image":381,"color":374,"folders":364,"date":384,"metaDescription":-1,"content":-1},"18f37a2c-0e20-48af-927c-73ff699bc698","sell-in-may-and-go-away","Sell in May and Go Away : faut-il vendre ses actions en mai ? ","Chaque année, au tournant du mois de mai, un vieil adage boursier refait surface : \"Sell in May and go away\". Né dans la City londonienne au XVIIIe siècle, quand les banquiers quittent Londres pour la campagne jusqu'aux courses hippiques de septembre, ce dicton traverse les siècles. Mais en 2026, faut-il encore le prendre au sérieux ? ",{"_type":12,"asset":382},{"_ref":383,"_type":15},"image-c206527096322dcd8fbeeec8ceb67b7316ff4cd9-1000x1000-png",["Date","2026-05-22T10:10:00.000Z"],{"id":386,"slug":387,"title":388,"type":149,"headline":389,"image":390,"color":9,"folders":364,"date":392,"metaDescription":-1,"content":-1},"009a7ac3-8d37-41e4-9f26-994fbbe155bf","les-trois-actualites-de-la-semaine-au-13-05-2026","Les trois actualités de la semaine au 13.05.2026 ","Les records tombent cette semaine : les bourses mondiales sont en forme malgré la crise pétrolière, tandis que celle de nature politique au Royaume-Uni fait hausser le gilt. Pour ce qui est du crédit privé Outre-Atlantique, retour à la normale.",{"_type":12,"asset":391},{"_ref":363,"_type":15},["Date","2026-05-13T12:41:00.000Z"],{"id":394,"slug":395,"title":396,"type":149,"headline":397,"image":398,"color":374,"folders":364,"date":401,"metaDescription":-1,"content":-1},"081973d9-1ce5-4ed5-a7f9-0bf444cfcff1","les-trois-actualites-de-la-semaine-au-29-04-2026","Les trois actualités de la semaine au 29.04.2026 ","Nouveau bouleversement pétrolier : les Émirats Arabes Unis quittent l'Opep ! Cela voudra sûrement dire statu quo pour les banques centrales jusqu'à nouvel ordre. Bizarrement, les entreprises européenne résistent au conflit.",{"_type":12,"asset":399},{"_ref":400,"_type":15},"image-acecddc46ba79a4bc05699f4875d07dd0282f65d-1000x1000-png",["Date","2026-04-29T08:12:00.000Z"],{"id":403,"slug":404,"title":405,"type":149,"headline":406,"image":407,"color":9,"folders":364,"date":410,"metaDescription":-1,"content":-1},"12217857-134b-4691-aad1-358afa05a97c","les-trois-actualites-de-la-semaine-au-23-04-2026","Les trois actualités de la semaine au 23.04.2026 ","Regain d'optimisme de la bourse New Yorkaise malgré une situation toujours tendue en Iran, qui n'en finit pas de faire hausser les prix de passage du Canal de Panama. Pendant ce temps là, les semi-conducteurs font renouer la croissance sud-Coréenne avec les sommets. ",{"_type":12,"asset":408},{"_ref":409,"_type":15},"image-30da8ea19e9f379cddccef5c5ab519d9d44712c3-1000x1000-png",["Date","2026-04-23T14:31:00.000Z"],{"id":412,"slug":413,"title":414,"type":149,"headline":414,"image":415,"color":9,"folders":364,"date":418,"metaDescription":-1,"content":-1},"08c9c52b-feba-4083-91f0-858b7561fbc3","focus-sur-les-marches-emergents-quelles-perspectives-pour-2026","Focus sur les marchés émergents : Quelles perspectives pour 2026 ?",{"_type":12,"asset":416},{"_ref":417,"_type":15},"image-abddffed075143827900aa0108b17ec3348118d1-2327x2305-png",["Date","2026-01-19T13:22:00.000Z"],{"id":420,"slug":421,"title":422,"type":149,"headline":364,"image":423,"color":9,"folders":364,"date":426,"metaDescription":-1,"content":-1},"1401ecf2-9d88-4b34-abba-26ed842ec172","les-trois-actualites-de-la-semaine-au-08-01-2026","Les trois actualités de la semaine au 08.01.2026",{"_type":12,"asset":424},{"_ref":425,"_type":15},"image-5ae9fc87a6c423f973444ef56de91fa5262894ab-1000x1000-png",["Date","2026-01-09T10:11:00.000Z"]]